Financing or Purchase Options


Option 1: Snap Finance is a Lease-To-Own Provider

snap finance

No Credit history is required. An excellent option for credit-challenged customers. Approvals from $150 up to $5000.

  • Simple. Easy to apply, know in seconds.
  • Accessible. For those who need it most.
  • Flexible. Get it now, pay over time with 100-Day Option

The standard maximum lease-to-own term is 12-18 months. To exercise the 100-Day Option, customers must call Snap Customer Care at 877-557-3769 and complete all payments within 100 days. The 100-Day Option includes a cost of lease above the merchandise price. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved. The average approval amount a customer receives is $3,000.

Option 2: No Credit Needed

west-creek banner

Fast and easy to apply. More than 80% of application are approved-even those with low credit score. No hidden charges or fees. If you pay in full by 100 days. 

  • High approval rates
  • Up to $5,000
  • Early payoff discounts
  • No hidden fees
  • 100-day payment option
  • New Wheels and/or Tires
  • Some Automotive Services and Parts


Option 3: No Credit Required Financing

 American First

It’s Quick and Easy! Get a decision within 45 seconds. Help rebuild your credit. Purchase any type of goods and services. 

  • Wheels
  • Tires
  • Used or New
  • All Automotive Services
  • Flexible Payments
  • High $ Approval Amounts
  • 101 Day Early Payoff Option 
  • Initial Payment $50



    Option 4: Acima Leasing Lease-To-Own 

    Low to No Initial Payment. 90 Day Payment Option or Pay over 12 months.  

    • Early Purchase Option
    • Checking account open for at least 90 days
    • No Credit Needed
    • Initial Payment of $20.00
    • Buy Used or New Wheels and Tires 
    • Finance Automotive Services and Parts

    Option 5: CarCare One

    6 Months Promotional Financing every day on in-store purchases of $199 or more with your San Fernando Tires and Wheels credit card. Shop our unbeatable deals now and take it home today! We provide an easy and convenient way for you to use your card every day. Make purchase on new or used tires, wheels, and routine maintenance. Fast and Simple Financing! No Annual Fee.

    Apply in store*

    • Exclusive Cardholder only special offers
    • Low Minimum Monthly Payments
    • Nationwide acceptance at participating Exxon and Mobil locations
    • Nationwide acceptance at over 16,000 participating locations.
    • No Interest if paid in full within 6 months on purchases of $199 or more
    • Payment options online or by mail

    CarCare One